When does the "breaking of the bread" take place?

When does the "breaking of the bread" take place?

Blessing (giving thanks for) the cup and breaking the bread (1 Corinthians 10:16) are united assembly acts that require each believer’s individual participation. "The bread which we break" is "the communion of the body of Christ" because "we are all partakers of that one body" (verse 17). "Breaking the bread" takes place when each believer partakes of the loaf. "Breaking bread" is used in Scripture where we would say, "eating a meal" (Acts 2:46) and connotes nothing official. It is not "the bread which He break," referring to the Lord’s breaking the bread and passing it to the disciples (Matthew 26:26). Whether or not a brother breaks the loaf open before he distributes it to others is immaterial. His act is neither official nor significant. Nothing in Scripture suggests that the person who gives thanks for the emblem must distribute it to others or that the person who distributes the bread must also distribute the cup. Pretentiousness is foreign to the Lord’s Supper.

D. Oliver