Is it scriptural to refer to a Believer as a "sinner saved by grace"?

Is it scriptural to refer to a Believer as a "sinner saved by grace"?

Sinner saved by grace" is surely an accurate description of the Christian. He was once a "sinner" but such an identity has been changed by the free intervention of Divine grace. The memory of such forgiving and transforming mercy caused thanksgiving with the apostle in 1 Timothy 1:15, where, in a retrospective statement, he acknowledges "sinners, of whom I am chief." This, however, is quite different to describing the believer as a "sinner" in the sense that he habitually practices sin and such is the usual meaning of the term "sinner" in the New Testament. While sin is still a serious reality creating tension in the believer's present experience (see Luke 5:8), it is no longer the predominant or enslaving feature of his new life. Therefore he cannot be described as a "sinner" without further qualification. Positionally the believer is a "saint" in Christ. Practically, he no longer serves sin.

D. Gilliland